Assistance: 0 800 500 381

Financial indicators

Main Financial Results in 2006

Basic financial indices (UAH thous)
01.01.2005 01.01.2006 01.01.2007
authorized capital 18 603,3 18 603,3 60 000,0
owner’s capital 48 123,4 48 898,8 108 873,0
guarantee fund 27 728,1 30 295,5 48 873,0
insurance reserves 39 961,4 54 151,1 57 903,8
total assets 98 835,7 124 631,8 190 876,4

In 2007 the authorized capital of the Company has increased by 3.2 times and now amounts to UAH 60 million.

Structure of insurance payments in 2006.

Payments in view of insurance types Payments in 2004,
UAH thous
Payments in 2005,
UAH thous
Payments in 2006,
UAH thous
Personal 4 235,1 6 318,3 11 597,8
Property (incl. transport) 50 880,6 62 300,4 90 127,4
Obligatory 40 623,1 55 002,9 47 167,4
Voluntary of responsibility 2 133,0 19 360,0 20 787,3
Total: 97 871,8 142 981,6 169 804,2

During year 2006 a permanent tendency of increase in insurance payments by all types of voluntary insurance could be traced, being the evidence of the Company headily gaining the credibility of its clients. Thus, volumes of insurance payments by personal insurance have increased by 83.5% in comparison with year 2005 and by 173.8% in comparison with year 2004. Volumes of insurance payments by property insurance have increased by 44.66% in comparison with year 2005. Slight decrease in involvement of insurance payments occurred only by obligatory insurance due to the deficiency of Laws in the sphere of voluntary responsibility insurance of vehicle owners (under standard agreements). Generally the amount of all involved insurance payments in year 2006 was 18.8 % more than in year 2005 and 73% more than in year 2004.

Types of insurance

Payments, UAH thous

Share, %

Personal 11 598 7%
Property 90 127 53%
Voluntary of responsibility 20 787 12%
Obligatory 47 167 28%
Total: 169 804 100%

The major share among insurance payments takes property insurance, amounting to 53% in comparison with 43.6% of year 2005. Specific weight of personal insurance payments has increased from 4.4% of year 2005 to 7% of year 2006. There was no significant change in the share of obligatory and voluntary responsibility insurance payments, since the share of voluntary responsibility insurance premiums has amounted to 12% in year 2005.

Structure of insurance pay-offs in year 2006

Pay-offs view of insurance types Pay-offs in 2004,
UAH thous
Pay-offs in 2005,
UAH thous
Pay-offs in 2006,
UAH thous
Obligatory 12 379,9 15 530,8 20 577,6
Voluntary of responsibility 248,3 382,6 825,2
Personal 2 072,1 2 926,0 3 431,0
Transport 18 906,1 25 179,0 28 326,6
Property 140,5 300,8 2 365,2
Total: 33 746,9 44 319,2 55 525,6

There was no significant change in the structure of insurance pay-offs in 2006 in comparison with year 2005. As in 2005 the largest share of pay-offs consists of transport insurance payments.

Types of insurance

Pay-offs, UAH thous

Share, %

Personal 3 431,0 6,2%
Property 2 365,0 4,3%
Transport 28 327,0 51,0%
Voluntary of responsibility 825,0 1,5%
Obligatory 20 578,0 37,0%
Total: 55 526,0 100,0%

Pay-offs increase and null indebtedness to the clients testify the reliability of the Company in the insurance services market.



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