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«Credit–Rating» Proved «Universalna’s» Rating


OJSC «Insurance Company «Universalna» got proved uaА-rating with the «stable» prognosis. It is mentioned in the resolution of «Credit-Rating», an independent rating agency, as of October 4, 2007.

At the agency’s Rating Committee session based on Contract No. 2607-06/01 dated 26.07.2006 and rating report UNVS 001-005 the decision about credit rating update of OJSC «Insurance Company «Universalna’s» debt obligation was made. According to the results of the conducted analysis of all substantial aspects of activity and financial performance of OJSC «Insurance Company «Universalna» a long-term credit rating of its debt obligation by the National rating scale proves to be «uaА-» with the «stable» prognosis.

«The borrower’s rating «uaА» is characterized by HIGH solvency in comparison to other Ukrainian borrowers or debt instruments. Stable prognosis denotes no starting conditions for rating change within the year» – is stated in our rating report.

To carry out the rating analysis «Credit-Rating» agency used detailed financial reporting for the 1st half of 2007 of the insurance company as well as internal information provided by OJSC «Insurance Company «Universalna» during the rating process, including during communication of the rating agency specialists with the authorized company representatives. Information about all substantial aspects of the insurance company performance has been analyzed.

OJSC «Insurance Company «Universalna» Credit Rating History

Date

27.09.2006

21.12. 2006

10.04. 2007

19.06. 2007

04.10. 2007

Credit rating level

uaBBB

uaBBB

uaBBB

uaA-

uaA-

Prognosis

stable

stable

positive

stable

stable

Rating action

determination

update

update

increase

update




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