Insurance in case COVID-19

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  • Maximum
  • Basic
  • Economy
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Insurance programs in case COVID-19


  • Maximum

    The cost of insurance and the amount of payments in case of COVID-19

    Insurance cost: from UAH 2.350

    • Death as a result of COVID-19 - UAH 100.000
    • Inpatient treatment due to COVID-19 - UAH 50.000
    • Diagnosis of COVID-19 - UAH 5.000
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  • Premium

    The cost of insurance and the amount of payments in case of COVID-19

    Cost of insurance: from UAH 1.100

    • Death as a result of COVID-19 - UAH 50.000
    • Inpatient treatment due to COVID-19 - UAH 25.000
    • Diagnosis of COVID-19 - UAH 2.000
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  • Basic

    The cost of insurance and the amount of payments in case of COVID-19

    Insurance cost: from UAH 700

    • Death as a result of COVID-19 - UAH 50.000
    • Inpatient treatment due to COVID-19 - UAH 25.000
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  • Economy

    The cost of insurance and the amount of payments in case of COVID-19

    Insurance cost: from UAH 300

    • Death as a result of COVID-19 - UAH 50.000
    • Inpatient treatment due to COVID-19 - UAH 5.000
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Comprehensive insurance programs for students


Comprehensive insurance programs for students of universities and vocational colleges against accidents, in case of COVID-19 or pneumonia

  • Program 1

    cost: UAH 210

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 3.000
    • Accident insurance - UAH 10.000
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  • Program 2

    cost: UAH 250

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 5.000
    • Accident insurance - UAH 10.000
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  • Program 3

    cost: UAH 550

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 10.000
    • Accident insurance - UAH 10.000
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  • Program 4

    cost: UAH 270

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 3.000
    • Inpatient treatment for pneumonia - UAH 3.000
    • Accident insurance - UAH 10.000
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  • Program 5

    cost: UAH 325

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 5.000
    • Inpatient treatment for pneumonia - UAH 5.000
    • Accident insurance - UAH 10.000
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  • Program 6

    cost: UAH 715

    Amounts of payments in case of COVID-19

    • Inpatient treatment due to COVID-19 - UAH 10.000
    • Inpatient treatment for pneumonia - UAH 10.000
    • Accident insurance - UAH 10.000
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Comprehensive insurance programs for teachers


Comprehensive insurance programs for teachers of higher and vocational schools and teachers against pneumonia, critical illness, accident and COVID-19


WHAT IS COVERED BY THE PROGRAMS?

1. Inpatient stay of more than one day for coronavirus disease COVID-19 or pneumonia

2. Accidents

3. Critical diseases

4. Death due to coronavirus disease COVID-19

  • Program 1

    cost: UAH 300

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 5.000
    • Death as a result of COVID-19 - UAH 25.000
    • Death as a result of COVID-19 - UAH 25.000
    • Accident insurance - UAH 25.000
    • Detection of critical illness - UAH 25.000
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  • Program 2

    cost: UAH 300

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 10.000
    • Death as a result of COVID-19 - UAH 50.000
    • Death due to pneumonia - UAH 50.000
    • Accident insurance - UAH 50.000
    • Detection of critical illness - UAH 50.000
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  • Program 3

    cost: UAH 1 200

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 20.000
    • Death as a result of COVID-19 - UAH 50.000
    • Death due to pneumonia - UAH 50.000
    • Accident insurance - UAH 50.000
    • Detection of critical illness - UAH 50.000
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  • Program 4

    cost: UAH 450

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 5.000
    • Inpatient treatment for pneumonia - UAH 5.000
    • Death as a result of COVID-19 - UAH 25.000
    • Death due to pneumonia - UAH 25.000
    • Accident insurance - UAH 25.000
    • Detection of critical illness - UAH 50.000
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  • Program 5

    cost: UAH 900

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 10.000
    • Inpatient treatment for pneumonia - UAH 10.000.
    • Death as a result of COVID-19 - UAH 50.000
    • Death due to pneumonia - UAH 50.000
    • Accident insurance - UAH 50.000
    • Detection of critical illness - UAH 50.000
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  • Program 6

    cost: UAH 1 800

    Amounts of payments under the insured event

    • Inpatient treatment due to COVID-19 - UAH 20.000
    • Inpatient treatment for pneumonia - UAH 20.000
    • Death as a result of COVID-19 - UAH 50.000
    • Death due to pneumonia - UAH 50.000
    • Accident insurance - UAH 50.000
    • Detection of critical illness - UAH 50.000
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Questions and answers

  • What will this insurance cover for me?

    Insurance risks under the contract are:

    The fact of coronavirus disease COVID-19 with a limit of UAH 2,000 or UAH 5,000 (depending on the selected program)
    Inpatient treatment for coronavirus disease COVID-19 with a limit of UAH 5,000 or UAH 10,000 (depending on the selected program)
    Death due to infection with coronavirus COVID-19, limit UAH 50,000 or UAH 100,000 (depending on the selected program)
    If you choose the online doctor option, you will also be able to receive round-the-clock support from leading doctors in various fields regarding your health and the health of your family.
  • What if I have a positive coronavirus test?

    Be sure to follow your doctor’s advice
    If you need to be hospitalized, you need within 10 calendar days to contact the Insurance Company at 0 800 500 381 and notify the occurrence of the insured event
  • If I have symptoms of SARS, can I sign this contract?

    Yes of course. You can draw up this agreement

    But the insurance risk under this Agreement is only the coronavirus disease COVID-19, which is confirmed by the conclusion of the study of a certified state laboratory
  • Do I need to take a coronavirus test before signing a contract?

    No, this is not a mandatory requirement, as the insurance coverage begins 15 days after the entry into force of the Agreement
  • What is "Doctor Online"?

    An online doctor is an unlimited number of online consultations (without leaving home) of leading doctors in various fields on your health and the health of your family.

    After registration of the insurance product "Protection against COVID-19" with the additional option "Online Doctor" from UNIVERSAL, you will be given access to the mobile application. Using it, you can in a convenient format (video, audio, chat), around the clock to receive medical advice without leaving home.

    You will also have a personal account, which stores the entire history of consultations.
  • If a family member has been diagnosed with a coronavirus infection, can I take out this insurance myself?

    Yes of course

    There are no exceptions in this regard. After all, the beginning of insurance coverage comes in 15 days from the beginning of the Agreement
  • Can I buy several packages to increase the sum insured?

    Yes, you can. But not more than three per person
  • 0

    years of work in Ukraine

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    customers

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    the percentage of customers are satisfied with the quality of service

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    thousand hryvnias were collected for 12 months of 2021

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    thousand hryvnias paid for 12 months of 2021

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    losses are settled annually

Have any questions?

The specialist of our contact center will answer your question, clarification or any information about insurance products or services provided by the insurance company UNIVERSALNA
Your manager Yana

Your manager Yana

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Has an insured event occured?

What to do if an insured event occurs

  • Register an event

  • Follow the instructions of specialists

  • Wait for the insurance indemnity