Insurance in case COVID-19
- Premium
- Maximum
- Basic
- Economy
Insurance programs in case COVID-19
Maximum
The cost of insurance and the amount of payments in case of COVID-19
Insurance cost: from UAH 2.350
- Death as a result of COVID-19 - UAH 100.000
- Inpatient treatment due to COVID-19 - UAH 50.000
- Diagnosis of COVID-19 - UAH 5.000
Premium
The cost of insurance and the amount of payments in case of COVID-19
Cost of insurance: from UAH 1.100
- Death as a result of COVID-19 - UAH 50.000
- Inpatient treatment due to COVID-19 - UAH 25.000
- Diagnosis of COVID-19 - UAH 2.000
Basic
The cost of insurance and the amount of payments in case of COVID-19
Insurance cost: from UAH 700
- Death as a result of COVID-19 - UAH 50.000
- Inpatient treatment due to COVID-19 - UAH 25.000
Economy
The cost of insurance and the amount of payments in case of COVID-19
Insurance cost: from UAH 300
- Death as a result of COVID-19 - UAH 50.000
- Inpatient treatment due to COVID-19 - UAH 5.000
Comprehensive insurance programs for students
Comprehensive insurance programs for students of universities and vocational colleges against accidents, in case of COVID-19 or pneumonia
Program 1
cost: UAH 210
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 3.000
- Accident insurance - UAH 10.000
Program 2
cost: UAH 250
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 5.000
- Accident insurance - UAH 10.000
Program 3
cost: UAH 550
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 10.000
- Accident insurance - UAH 10.000
Program 4
cost: UAH 270
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 3.000
- Inpatient treatment for pneumonia - UAH 3.000
- Accident insurance - UAH 10.000
Program 5
cost: UAH 325
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 5.000
- Inpatient treatment for pneumonia - UAH 5.000
- Accident insurance - UAH 10.000
Program 6
cost: UAH 715
Amounts of payments in case of COVID-19
- Inpatient treatment due to COVID-19 - UAH 10.000
- Inpatient treatment for pneumonia - UAH 10.000
- Accident insurance - UAH 10.000
Comprehensive insurance programs for teachers
Comprehensive insurance programs for teachers of higher and vocational schools and teachers against pneumonia, critical illness, accident and COVID-19
WHAT IS COVERED BY THE PROGRAMS?
1. Inpatient stay of more than one day for coronavirus disease COVID-19 or pneumonia
2. Accidents
3. Critical diseases
4. Death due to coronavirus disease COVID-19
Program 1
cost: UAH 300
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 5.000
- Death as a result of COVID-19 - UAH 25.000
- Death as a result of COVID-19 - UAH 25.000
- Accident insurance - UAH 25.000
- Detection of critical illness - UAH 25.000
Program 2
cost: UAH 300
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 10.000
- Death as a result of COVID-19 - UAH 50.000
- Death due to pneumonia - UAH 50.000
- Accident insurance - UAH 50.000
- Detection of critical illness - UAH 50.000
Program 3
cost: UAH 1 200
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 20.000
- Death as a result of COVID-19 - UAH 50.000
- Death due to pneumonia - UAH 50.000
- Accident insurance - UAH 50.000
- Detection of critical illness - UAH 50.000
Program 4
cost: UAH 450
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 5.000
- Inpatient treatment for pneumonia - UAH 5.000
- Death as a result of COVID-19 - UAH 25.000
- Death due to pneumonia - UAH 25.000
- Accident insurance - UAH 25.000
- Detection of critical illness - UAH 50.000
Program 5
cost: UAH 900
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 10.000
- Inpatient treatment for pneumonia - UAH 10.000.
- Death as a result of COVID-19 - UAH 50.000
- Death due to pneumonia - UAH 50.000
- Accident insurance - UAH 50.000
- Detection of critical illness - UAH 50.000
Program 6
cost: UAH 1 800
Amounts of payments under the insured event
- Inpatient treatment due to COVID-19 - UAH 20.000
- Inpatient treatment for pneumonia - UAH 20.000
- Death as a result of COVID-19 - UAH 50.000
- Death due to pneumonia - UAH 50.000
- Accident insurance - UAH 50.000
- Detection of critical illness - UAH 50.000
Questions and answers
What will this insurance cover for me?
Insurance risks under the contract are:
The fact of coronavirus disease COVID-19 with a limit of UAH 2,000 or UAH 5,000 (depending on the selected program)
Inpatient treatment for coronavirus disease COVID-19 with a limit of UAH 5,000 or UAH 10,000 (depending on the selected program)
Death due to infection with coronavirus COVID-19, limit UAH 50,000 or UAH 100,000 (depending on the selected program)
If you choose the online doctor option, you will also be able to receive round-the-clock support from leading doctors in various fields regarding your health and the health of your family.What if I have a positive coronavirus test?
Be sure to follow your doctor’s advice
If you need to be hospitalized, you need within 10 calendar days to contact the Insurance Company at 0 800 500 381 and notify the occurrence of the insured eventIf I have symptoms of SARS, can I sign this contract?
Yes of course. You can draw up this agreement
But the insurance risk under this Agreement is only the coronavirus disease COVID-19, which is confirmed by the conclusion of the study of a certified state laboratoryDo I need to take a coronavirus test before signing a contract?
No, this is not a mandatory requirement, as the insurance coverage begins 15 days after the entry into force of the AgreementWhat is "Doctor Online"?
An online doctor is an unlimited number of online consultations (without leaving home) of leading doctors in various fields on your health and the health of your family.
After registration of the insurance product "Protection against COVID-19" with the additional option "Online Doctor" from UNIVERSAL, you will be given access to the mobile application. Using it, you can in a convenient format (video, audio, chat), around the clock to receive medical advice without leaving home.
You will also have a personal account, which stores the entire history of consultations.If a family member has been diagnosed with a coronavirus infection, can I take out this insurance myself?
Yes of course
There are no exceptions in this regard. After all, the beginning of insurance coverage comes in 15 days from the beginning of the AgreementCan I buy several packages to increase the sum insured?
Yes, you can. But not more than three per person
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years of work in Ukraine
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customers
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the percentage of customers are satisfied with the quality of service
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thousand hryvnias were collected for 12 months of 2022
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thousand hryvnias paid for 12 months of 2022
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losses are settled annually
Want to buy?

Your manager Yana
Have you had an insured event?
What to do if an insured event occurs
Call 0 800 500 381
(for calls from abroad: +38 044 364 12 06)
Register an event
Follow the instructions of specialists
Wait for the insurance indemnity