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Insurance Company Universalna

About Universalna

Insurance Company Universalna

Insurance Company Universalna with its headquarter in Kyiv is among TOP 10 non-life insurance companies in Ukraine operating since 1991.


Insurance Company Universalna offers services throughout the territory of Ukraine. The regional network of Universalna counts 24 general agencies an...



Insurance Company Universalna has international shareholding structure


 Shareholding structure


Whiteford Limited – An Investment Company owned by a Ukrainian businessman Vitaliy Antonov – the owner of OKKO filling station network (Concern Galnaftogaz).

The network has more than 400 filling stations and is one of the largest in Ukrain...


Management Board

Management Board PrJSC «IC «UNIVERSALNA»


Oleksii Muzychko

CEO of Insurance Company Universalna


B.A. of Law | Lviv State University, 1996
Since 1999 in insurance business. Prior to joining Universalna in 2008, he worked for Insurance Company Uniqa (Ukraine). Oleksii Muzychko is among the best top managers of Ukrai...



Universalna Rankings


At financial year-end 2018* Universalna is in TOP 9 of non-life insurance companies and has the following Top positions in the insurance market of Ukraine (source: https://forinsurer.com):


  • TOP-2 Agro Insurance
  • TOP-3 Avia Insurance
  • TOP-5 Personal Insurance
  • TOP-6 Travel Insurance
  • TOP-7 Motor ...


International audit


The Company is IFRS audited by Big-4 international audit firm (Deloitte, Ernst&Young) since 2008 and has uaAA+ rate of financial stability.


Annual reports can be found here:



Sales network and Partners

Sales network


Insurance policies from Universalna are available in more than 500 sales points all over Ukraine. Own sales network of  Universalna counts 48 sales points in the regions of Ukraine and Kyiv. Our insurance policies are also available from 400 «ОККО» filling stations, 7 500 branches of «Ukrposhta»  and...


Financial highlights

Insurance Premiums Structure, 1H 2019



 GWP by sector  2015  2016  2017  2018  1H 2019
 MOD (Motor Own-Damage)  137 370  160 057  207 224  299 708  169 100
 OMTPL  57 413  64 852  66 599  65 752  31 173
 Property  11 100  86 832  69 233  109 182  55 288
 Agro  5 723  27 508  129 538  65 766  6 585