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Insurance Company Universalna


PrJSC «IC «UNIVERSALNA» is one of TOP 3 leading Ukrainian Aviation Insurers

Between 2015-2018 «UNIVERSALNA» paid claims as aviation insurance indemnities in the amount of UAH 28.4 mln for various accidents with aircraft fleet insured



Insurance Company «UNIVERSALNA» is registered in the State Aviation Administrat...


About Universalna

Insurance Company Universalna

Insurance Company Universalna with its headquarter in Kyiv is among TOP 10 non-life insurance companies in Ukraine operating since 1991.


Insurance Company Universalna offers services throughout the territory of Ukraine. The regional network of Universalna counts 24 general agencies an...


Management Board

Management Board PrJSC «IC «UNIVERSALNA»


Oleksii Muzychko

CEO of Insurance Company Universalna


B.A. of Law | Lviv State University, 1996
Since 1999 in insurance business. Prior to joining Universalna in 2008, he worked for Insurance Company Uniqa (Ukraine). Oleksii Muzychko is among the best top managers of Ukrai...



Universalna Rankings


Based on the IC Universalna’s report analysis for the 1H 2019, Universalna holds the following leading positions in the insurance market of Ukraine (source: https://forinsurer.com):


  • TOP-9 by GWP
  • TOP-12 by claims paid


Based on the results of 1H 2019 the leading top slots of Universalna ar...



International audit


The Company is IFRS audited by Big-4 international audit firm (Deloitte, Ernst&Young) since 2008 and has uaAA+ rate of financial stability.


Annual reports can be found here:



Sales network and Partners

Sales network


Insurance policies from Universalna are available in more than 500 sales points all over Ukraine. Own sales network of  Universalna counts 48 sales points in the regions of Ukraine and Kyiv. Our insurance policies are also available from 400 «ОККО» filling stations, 7 500 branches of «Ukrposhta»  and...


Financial highlights

Insurance Premiums Structure, 9m 2019



 GWP by sector  2015  2016  2017  2018  9m 2019
 MOD (Motor Own-Damage)  137 370  160 057  207 224  299 708  264 394
 OMTPL  57 413  64 852  66 599  65 752  47 257
 Property  11 100  86 832  69 233  109 182  73 981
 Agro  5 723  27 508  129 538  65 766  7 391