Treatment of critical illnesses «Future!»
UNIVERSALNA
However, in difficult situations, it is quite difficult to decide on the choice of treatment, the search for drugs, and the compensation of costs.
"Future!" guarantees the receipt of diagnostic and treatment services in case of oncological disease, cardio, neurosurgery and transplantation, depending on the coverage option, in the best medical facilities abroad and/or in Ukraine. The Madanes Company helps us with the organization and search for the best specialists. Official consultant of the World Medical Association and the Fund for the Development of Medical Insurance in Developing Countries.
"The future!" by UNIVERSALNA
- it is the protection of oneself and relatives;
- this is quality medical care;
- this is an accurate diagnosis;
- this is professional medical support;
- this is financial security.
Medical support Madanes
50 years of experience
5 operation centers
450 specialists: actuaries, managers, lawyers, doctors
24/7 and 365 working days a year multilingual center
12 main countries for treatment
900 excellence level clinics abroad
85,000 settled insurance cases per year
$350 million in annual insurance premium turnover
2 million customers
Programs for the treatment of critical diseases Future!
SILVER UA
Price from UAH 619
Country of treatment: Ukraine (Lisod, Spizhenka, Innovations, Tomoklinik). In case of justified impossibility of undergoing treatment in Ukraine: Israel, Spain, Poland, Turkey
- Limit: UAH 3,000,000 (adults)
- Limit: UAH 12,000,000 (children)
- Oncology
- Transplantation (only bone marrow transplantation for children under 17 years of age inclusive)
- Flight and accommodation (2 persons)
GOLD
Price from 39 EURO
Country of treatment: Israel, Spain, Turkey, South Korea, Poland
- Limit: EUR 300,000
- Oncology
- Transplantation (виключно трансплантація кісткового мозку для дітей віком до 17 років включно)
- Flight and accommodation (2 persons)
PLATINUM
Price from 82 EURO
Country of treatment: Israel, Spain, Turkey, South Korea, Poland
- Limit: EUR 300,000
- Oncology
- Cardiac surgery
- Neurosurgery
- Transplantation
- Flight and accommodation (2 persons)
Insurance coverage
Oncology
• oncosurgery
• radiation therapy
• chemotherapy
• immunotherapy
• hormone therapy
• target therapy
• bone marrow transplantation*
(* Exclusively for children up to and including 17 years old)Cardiac surgery**
• coronary artery bypass
• replacement or restoration of heart valves
• bypass of the aorta
• stenting
• surgical treatment of heart rhythm disorders
(** If provided by the selected insurance program)Neurosurgery**
• any surgical intervention on the brain or other intracranial structures
• treatment of benign tumors located in the spinal cord
(** If provided by the selected insurance program)Transplantation**
surgical transplantation, in which organs are transplanted to the Insured Person, for example:
• kidney
• liver segment
• part of the lung
• part of the pancreas
• bone marrow
(** If provided by the selected insurance program)
Medical and assistance services
Payment of treatment
- Detection of pathologies
- Transaction costs
- Anesthesiologist services
- Provision of medicines
- Chemotherapy
- Hormonal therapy
- Radiotherapy
- The cost of the implant
- Nursing services in the postoperative period
- Other medical services
Flight and accommodation
- Accommodation and flight for the insured person and one companion in economy class to the country of destination and return to Ukraine
- If the insured person is a minor - payment for accommodation and flight for two companions
Concierge services
- Assistance in obtaining visas
- Air ticket booking
- Assistance with accommodation and transportation
- Translations and personal support during medical care
- Personal doctor-curator
Repatriation costs
- Preparation of the insured person’s body in the event of his death outside of Ukraine during treatment abroad
- Costs for returning the insured person’s body to Ukraine
Medical centers in Ukraine (program Silver UA)
Israel Oncology Hospital LISOD
Spizhenko Clinic
Oncology clinic INNOVATION
Dobrobut
TomoClinic
Clinics (programs Gold, Platinum)
ISRAEL
- Assuta Medical Center, Tel Aviv
- Suraski Medical Center, Tel Aviv
- Herclia Medical Center, Herclia
- Medical center named after I. Rabina, Petah Tikva
- Sheba Academic Medical Center, Tel Ashomer
- Rambam Medical Center, Haifa
- Hadassah Medical Center, Jerusalem
SPAIN
- Hospital Universitari Dexeus, Barcelona
- Instituto Oftalmologico Quiron, Barcelona
- Hospital Quiron, Barcelona
- Hospital Quiron San Camilo, Madrid
- Hospital Universitario, Madrid
SOUTH KOREA
- ASAN Medical Center, Seoul
- Severance Hospital, Seoul
- Samsung Medical Center, Seoul
- Gangnam Severance Hospital, Seoul
- KUIMS Hospital, Seoul
- International St. Mary’s Hospital, Incheon
- Kyung Hee University Medical Center, Seoul
- Hanyang University Medical Center, Seoul
POLAND
- American Heart of Poland Medical Center, Katowice (Poland)
TURKEY
- Andolu Medical center, Istanbul
In the event of an insured event
your actions
Calling
In case of diagnosis of a disease stipulated by the insurance contract, the insured person applies to the insurance company
Collect documents
The insurance company, together with the assisting company, helps to collect the documents necessary to confirm the diagnosis and determine possible treatment options
Receive a diagnosis and a list of hospitals
After analyzing the provided documentation, the insurance company provides the insured person with a confirmed diagnosis and a list of recommended hospitals abroad for treatment
Confirm the decision
The insured person confirms the decision to conduct treatment outside of Ukraine and chooses a clinic from the proposed list
Organization of travel, accommodation, etc
The insurance company, together with the assisting company, organizes and pays for travel, accommodation, meals and other services necessary during treatment abroad for the insured person and the person accompanying him
Payment of medical expenses
The insurance company fully pays all expenses for treatment of the insured person abroad in accordance with the terms of the insurance contract
Medical documentation and returns
After discharge from the hospital, the insured person receives all medical documentation about the treatment and further recommendations. The insurance company, together with the assisting company, organizes and pays for the return of the insured person to Ukraine
Insurance protection
Insurance protection continues until the end of the term of the contract
Exclusion:
- Tumors that are diagnosed as malignant changes Carcinoma in situ, including cervical dysplasia CIN1, CIN2, CIN3, or tumors that are histologically diagnosed as precancerous
- Malignant melanoma class A1 (1 mm), according to the AJCC classification, 2002
- Skin diseases of the following types: hyperkeratosis and basal cell carcinoma, squamous cell carcinoma, except when it has spread to other organs
- Cancers caused by the human immunodeficiency virus (HIV)
- Prostate cancer diagnosed histologically as having up to T2 N0 M0 (inclusive) according to the TNM classification or advanced to 6 6allov (inclusive) according to the Gleason scale
- Chronic lymphocytic leukemia (C.L.L)
- Bone marrow implantations and transplants (this exclusion does not apply in cases where the insured person is a child under the age of 17 inclusive, and under the Platinum insurance program)
More about the treatment of critical diseases Future!:
What is critical illness?
Critical diseases include severe, life-threatening diseases. The most common critical illnesses are cancer, heart attack, stroke, and conditions requiring organ transplantation.What does my policy cover?
The policy covers expenses related to treatment (inpatient and/or outpatient), diagnostics, medication costs, chemotherapy, hormonal therapy, radiation therapy, flight and accommodation, assistance in obtaining visas, interpreter services, and the services of a personal supervising physician.How much money will I be able to get treated for a critical illness?
For the SILVER UA program: adults - up to UAH 3,000,000, children - up to UAH 3,000,000 or up to UAH 12,000,000 (depending on the diagnosis).
For Gold and Platinum programs – up to 300,000 euros.What is the term of the contract?
First of all, the contract is concluded for one year with the possibility of continuous extension. The number of longations is not limited.Can I purchase a policy if I already have cancer?
No. The contract does not apply to persons who have already been diagnosed with oncology. The insurance contract will be valid only for persons who have been diagnosed with critical diseases for the first time during the term of the insurance contract. Therefore, purchase this contract while you are healthy and be sure that you have financial support in critical situations.What if the contract has expired and the treatment has not yet been completed? Will it be fully covered?
If the treatment takes place in a hospital, the treatment costs will be reimbursed before discharge from the hospital, but not more than 30 calendar days in advance.Is it mandatory to undergo a medical examination and provide tests before concluding an insurance contract?
It is not necessary, it is enough to fill out a declaration or questionnaire. It is easy, simple, convenient.How is treatment abroad organized?
Within 14 calendar days, the assisting company organizes moving, accommodation and treatment.Can I have a policy and choose the country and clinic where I want to be treated?
No. The medical institution and the country are chosen by the assisting company (Madanes) according to the diagnosis.Can I tell you which doctor I want to be treated with abroad?
No. The doctor is selected by the assisting company (Madanes) in accordance with the diagnosis, which allows prompt treatment.Can I get treatment where I want and provide you with documents, and you will reimburse me?
No. The critical illness insurance program is aimed at arranging medical care, not just at reimbursing the cost of treatment.
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