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    Travel insurance online

    Travel insurance with Covid-19 coverage

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    UNIVERSALNA travel insurance is intended for all tourists without exception.
    If you decide to "reload and be renewed", enjoy the gentle sun and spend most of your time relaxing on the beach, choose our Gold top program
    If you like a more extreme vacation, feel free to take out travel insurance under the Gold Sport program and enjoy "extreme" for all 100%

    Compare insurance programs


    • Silver

      Silver

      30 000 euro

      (coverage)

      The main purpose of your vacation is just to relax. Do not hesitate to choose the Silver insurance program. This travel insurance program will fully provide you with a comfortable stay abroad

      • Deductible – UAH 0
      • Ambulatory treatment – EUR 30.000
      • Hospital treatment – EUR 30.000
      • Emergency dentistry – EUR 50
      • Emergencies during pregnancy – EUR 500
      • Medical evacuation (transportation) – EUR 4.000
      • Repatriation – EUR 4.000
      • COVID-19 coverage – EUR 5.000
    • Gold

      Gold

      30 000 euro

      (coverage)

      Still hesitating between a holiday on the beach and a trip "to catch everything in 7 days"? In this case we recommend that you definitely choose this program. Choose the Gold program and travel without a second thought

      • Deductible – UAH 0
      • Ambulatory treatment – EUR 30.000
      • Hospital treatment – EUR 30.000
      • Emergency dentistry – EUR 200
      • Emergencies during pregnancy – EUR 500
      • Medical evacuation (transportation) – EUR 30.000
      • Repatriation – EUR 30.000
      • COVID-19 coverage – EUR 8.000
      • Accident – UAH 20.000
      • Luggage insurance – EUR 100
    • Gold Sport

      Gold Sport

      30 000 euro

      (coverage)

      If you like active rest and during the trip plan to ski, quad bikes, motorcycles, skydiving, sightseeing and take a million likes photos - then this Gold Sport program is for you

      • Deductible – UAH 0
      • Ambulatory treatment – EUR 30.000
      • Hospital treatment – EUR 30.000
      • Emergency dentistry – EUR 200
      • Emergencies during pregnancy – EUR 500
      • Medical evacuation (transportation) – EUR 30.000
      • Repatriation – EUR 30.000
      • COVID-19 coverage – EUR 8.000
      • Accident – UAH 20.000
      • Luggage insurance – EUR 100
      • Active rest
      • Sports activities
      • Competitions

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    Travel

    More about travel insurance:

    • What does the "Active Holiday" option include?

      Active tourism is associated with risk and significant physical activity, requires courage and skills and / or the use of mechanical and other means of transportation and movement by land, water, under water and in the air (except when the Insured has paid the fare and is a passenger of a passenger vehicle), movement on animals, bicycles, scooters, motorcycles and ATVs, rafting on boats or rafts on rivers and other water bodies and other similar activities.


      Sports and Extreme - participation in high-risk activities that require special skills and training, namely: participation in sports training and competitions at the amateur or professional level, as well as engaging in such sports and tourism like: skiing, snowboarding, caving, hunting, fishing in hard-to-reach and remote areas, parachute jumping, non-motorized flights, flying as a pilot, participating in races on vehicles or animals.


      Active tourism also includes: acrobatics (all kinds), athletics, windsurfing, water skiing, kettlebell lifting, jumping race, swimming, powerlifting, diving, figure skating, arm wrestling, multisport competitions (all kinds), cycling (track, highway), motor boating, rowsport, gymnastics, carting, horseracing, combat sports (freestyle wrestling, Greco-Roman wrestling, judo, Cossack wrestling, hand-to-hand combat, traditional karate, kickboxing, boxing, judo, wrestling, sambo, sumo), hiking, polo, rugby, bobsleigh, speedway, shot track, football (all types), ice hockey, motorsport, helicopter sports, mountain biking, mountain skiing, hang gliding, air sports, motorcycle sports, parachuting, gliding, hiking (on special routes), rallies, slalom (all kinds), climbing, speleology, ski jumping, freestyle acrobatics, trampoline jumping, fishing, stand and ball shooting, biathlon, bodybuilding, artistic gymnastics, game sports (basketball, baseball, water polo, volleyball, handball, paintball, field hockey, football, ice hockey, athletics, rock and roll acrobatic, squash, sport dancing, court tennis (excluding diving and mountaineering, mountain tourism with an altitude of more than 2000 meters above sea level).


      IMPORTANT! Risks associated with participating in professional sports or professional competitions are NOT covered.

    • List of countries included in the defined term "Europe+":

      Abkhazia, Austria, Azerbaijan, Albania, Algeria, Angola, Andorra, Afghanistan, Bangladesh, Bahrain, Belgium, Benin, Belarus, Bulgaria, Bosnia and Herzegovina, Botswana, Brunei, Burkina Faso, Burundi, Bhutan, Vatican, Bhutan, Vatican Gambia, Ghana, Guinea, Guinea-Bissau, Greece, Georgia, Denmark, Djibouti, DR Congo, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Egypt, Yemen, Zambia, Zimbabwe, Indonesia, Iraq, Iran, Iran, Iran, Iran Italy, Jordan, Kazakhstan, Cambodia, Cameroon, Qatar, Kenya, Kyrgyzstan, Cyprus, Comoros, Congo, Kosovo, Ivory Coast, Kuwait, Laos, Latvia, Lithuania, Liberia, Lebanon, Libya, Liechtenstein, Luxembourg (state) ), Myanmar, Madagascar, Macedonia, Malawi, Malaysia, Mali, Malta, Morocco, Mozambique, Moldova, Monaco, Mongolia, Namibia, Nepal, Niger, Nigeria, Netherlands, Germany, Norway, UAE, Oman, Pakistan, South Korea , North Korea, Poland, Portugal, Republic of the Congo, Russia, Rwanda, Romania, Sierra Leone, San Marino, Sao Tome and Principe Saudi Arabia, Swaziland, Senegal, Serbia, Syria, Slovakia, Slovenia, Sudan, East Timor, Tajikistan, Taiwan, Tanzania, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Hungary, Uzbekistan, Finland, Central Finland, France, France, France , Chad, Czech Republic, Montenegro, Switzerland, Sweden.
    • List of countries included in the defined term "World":

      All countries, including Europe+
    • What does "multiple trip" mean?

      If you plan to travel abroad several times during the year UNIVERSALNA can offer you a "multiple trip": 90/30, 180/30, 365/30, 90/45, 180/45, 180/60, 180/90, 365 / 90 and 365/180.

      The first digits (90, 180, 365) mean the total number of days the insurance contract will be valid.
      The second digits (30, 45, 60, 90, 180) are the number of days you can spend abroad under insurance coverage.

      For example, if you choose "multiple trip" 365/30, it means your coverage will be valid for 1 year (365 days). During this calendar year you can go abroad several times for any period. But in general, your travel period should not exceed 30 days.
    • Is it possible to conclude an insurance policy while abroad?

      No. For the insurance policy to be valid, the Insured Person necessarily be on the territory of Ukraine.
    • Actions of the Insured upon the occurrence of an insured event

      In case of an event that may lead to an insured event, the Insured (Insured person or a person representing his/her interests) before receiving medical or any other assistance provided by the insurance program, must inform the Specialized Service of the Insurer by phone or otherwise and follow all recommendations for receiving and / or paying for medical, medical-transportation and / or any other assistance. In case of receiving emergency medical care in life-threatening conditions or if such notification is impossible for objective reasons, the Insurer or the Specialized Service of the Insurer must be notified as soon as possible, but not later than 48 hours from the date of the insured event.

      tel: +380 44 364 12 32
      Telegram only for text messages: +38 067 443 74 30
      Whats App only for text messages / for messages only: +38 067 443 74 30
      Viber only for text messages: +38 067 443 74 30
      Email: ukr@savitar-gr.com
      SKYPE: Savitar044

      When contacting the Specialized Service of the Insurer (the Insurer), the following information must be provided:
      1. Surname, name of the Insured Person;
      2. Location of the Insured Person and contact telephone number;
      3. Series and Contract number;
      4. Detailed description of the event and the nature of the assistance required;
      5. Contract term.
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    What to do if an insured event occurs

    • Call the policy number

    • Describe your symptoms

    • Wait for the organization of medical care for you

    • Get medical care abroad for free