Damage to the car: calling the Police under the CASCO contract

We remind you that for your convenience CASCO contracts specify a certain limit.

We remind you that for your convenience CASCO contracts specify a certain limit - and in the event of car damage, if the estimated repair costs are less than this amount, the Police may not be called (but it is important to notify the insurance company at the scene of the incident).

If the estimated damages are greater, you must call the Police.

As a rule, this is 5% of the insured amount (value) of the car (if there is another participant in the accident, this amount is 50,000 and a Europrotocol must be drawn up). But there may be another size, which is written in the contract.

Can't find it - contact us, we'll help.

Tip: if you are not sure of your estimate of the amount of damage, it is better to call the Police.

Understanding the difficult circumstances due to active hostilities or measures to overcome the consequences of the occupation, we strictly do not impose a requirement to call the Police in case of damages exceeding the limit, if the event occurred in Kyiv (without the city of Kyiv), Mykolaiv, Donetsk, Luhansk, Zaporizhzhia, Sumy, Chernihiv, Kharkiv, Kherson regions.

In all other regions and the city of Kyiv, the requirements for calling the Police are standard - that is, there must be a call above the limit specified in the contract.

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UNIVERSALNA is an insurance company that is part of the Fairfax international group (Canada, Toronto).

Publication date: 23.06.2022