More about CASCO

• What documents do I need to obtain CASCO policy?

  You need your passport, TIN, certificate of state registration of the vehicle, driver’s license and driver’s license of those people who will be allowed to drive your car, a power of attorney - if the car is not insured by the owner
• How to insure a car with no expense for a credit?

  It all depends on the bank requirements for insurance of the collateral. Most often, full CASCO insurance is required. Although the client can choose the deductibles that are favorable for him and thus reduce the cost of insurance. The higher the deductible, the cheaper the insurance. However, think about the pros of buying a comprehensive hull insurance, because if the car is stolen or damaged , you will not repay the loan from your own funds. Losses are reimbursed by the insurance company.
• Can I buy CASCO if I have not registered my car yet?

  Yes, this service is possible. Call us back and we will tell you how to do it correctly.
• I have an American car (right hand drive) - can I have a CASCO?

  According to Article 29, paragraph 5 of the Law of Ukraine "On Road Traffic" vehicles with the right hand wheel are not allowed, and we cannot offer you CASCO insurance
• The car is registered in the name of my father / mother / wife - can I insure it?

  Yes. It is possible. This can be done on the basis of a power of attorney issued by your father / mother / wife in your name.
• How many drivers can I have on my CASCO policy?

  Any number of drivers. It is important to do this before you give the right to use the car to a new driver.
• Can I add a driver to my CASCO policy after the contract is signed?

  Yes. The list may be changed after the insurance contract is signed. It may also result in the need for extra if the driver does not have enough driving experience.
• Every year the cost of a Casco policy goes up. Why?

  Of course, we take into account your insurance history and provide you with a discount for loss-free driving. However, in a certain year there may be factors that affect the price increase - for example, raising prices by car dealers to repair your car brand or increased risk of theft of your brand or model.
• Who chooses the service station for repair?

  The insurance company. Under the insurance contract, we guarantee the repair of all warranty vehicles at warranty services. We have a very wide range of cooperation with official dealers and service stations that make very high quality repairs for which we are responsible.
• Is it necessary to provide the car for inspection after the repair?

  Yes, you need to provide the car to the insurance company for inspection If you don’t, the Insurance Company has the right not to cover repaired and unprovided parts before the post-repair inspection if there is repeated damage.
• What are the usual exclusions from coverage under Casco insurance?

  Usually CASCO insurance does not cover:
  damage to the wheels if there is no damage to other elements. Exception - damage to the wheels due to illegal actions of third parties;
  breakdown, failure, failure of parts, components and units due to the operation of the car, as well as due to violation of the requirements for operation. For example, do not drive intodeep puddles. Hydraulic shock in the engine is not an insured event (however, it is covered in our CASCO-VIP product);
  losses caused by driving a vehicle that is not working, e.g. your parking lights are out of order and you have been involved in an accident in the dark ;
  losses incurred while driving by a person who does not have the right to drive the relevant category, including person who has been deprived of the right to drive;
  losses incurred while driving under the influence of alcohol or drugs;
  damage if the driver fled the scene of the accident or refused to be examined for intoxication;
  theft of the car if the keys or documents were left in the car or in a place accessible to third parties
• I bought a new car with no previous CASCO insurance. I doubt whether I need to spend for it.

  New car is the biggest risk. Theft is one of the most common risks for new cars. We recommend that you do not save on new car insurance. You need full CASCO coverage compensation for accidents, damage in the parking place during the disaster and theft.
• I have the MTPL insurance, do I need to buy CASCO?

  MTPL covers damage to whoever you caused damage as a result of an accident, but not your car. If you do not have a CASCO - then you will pay for the repair of your car yourself. If you have CASCO then your car will be repaired by the Insurance Company. Also having CASCO, you are financially protected from theft, damage to parking places and other risks to your car. The CASCO policy will save your car.
• I have a CASCO insurance, do I need to buy MTPL?

  It is definitely worth buying! MTPL is a compulsory type of insurance and you cannot drive on the roads without it. Having a CASCO policy does not exempt you from taking out MTPL insurance.
• I have been driving without accidents for 5 years. Why do I need CASCO insurance?

  Even the most careful and cautious drivers often get into accidents through no fault of their own, not to mention that there are car thefts and natural disasters, fires and floods no one can foresee.
  If you are an experienced driver - your option is CASCO-ECONOM insurance, but if you do not drive often and are careful, try UNIVERSALNA insurance by kasko2go. Call us back and we’ll instruct you how to do it correctly.
• Is it possible to issue CASCO with installments?

  Yes, we provide convenient installment terms for our customers. Call us back and we will instruct you how to do it correctly.
• How to save on CASCO insurance?

  1. CASCO-Economy - for experienced drivers who prefer careful driving - this is 50% insurance. Read above about this insurance or call us back and we will instruct you how to choose the right economy package
  2. UNIVERSAL by kasko2go is a complete CASCO for modern people - you pay monthly and only for the kilometers you have traveled. Read more about this insurance or call us back - and we’ll instruct you how to choose the right economy package
  3. Choose more ahigher deductible - this will help you save up to 60%
  4. Insure your car only for total and theft risks.
• What to do in case of an accident

  • Stop the car, turn on the emergency signal and display the emergency stop sign. take all measures to prevent an increase in losses or changes in the circumstances of the insured event
  • Report the accident to the emergency services - police, ambulance.
  • Report the event by calling 0 800 500 381, provide all the details of the event, get your case number and the phone number of your personal emergency commissioner, who will settle your insured event.
  • Document the damage and details of the accident. Document the place of the accident - take some photos or take a video, for example, with your phone
  • Write down the data of other participants in the accident: name, phone numbers, addresses, car numbers, data of insurance policies
  • Obtain supporting documents from the police or use a European protocol (download here)
  • Visit a duly appointed service station to inspect your car
  • Take the repaired car out of service!
  
  Important! Never repair a damaged car before it has been inspected at a recommended service