• CASCO

    the best price with no limits

  • Classic CASCO
    CASCO

    Classic CASCO

    the best conditions for our clients

    • all persons can drive without restrictions
    • replacement of damaged parts without regard to wear and tear
    • warranty repair
    • no restrictions on storage
    • no need to call the police for minor damage
    • no need to call the police if glass parts are damaged
    • remote submission of documents - no need to go to the office of the insurance company - inspection of the damaged car immediately at the service. Release of indemnification documents at the service station during car inspection at the station
    • flexible payment schedule (annual payment can be paid in installments)
    • payments of minor losses - up to 5 days
    • 24/7 call center - support
    • crediting bonuses to FISHKA card under the CASCO contract
    • Full coverage of risks - theft, road accidents, unlawful actions of third parties, natural disasters, fire and other risks.
    урл

    UNIVERSALNA by kasko2go

    clear CASCO online, savings up to 50%

    You only pay for the miles you drive each month.
    All CASCO registration is available online.
    UNIVERSALNA by kasko2go is a full hull insurance for forward-thinking people who:
    • do not want to overpay for CASCO insurance
    • appreciate installment payments
    • drive carefully
    • like new products and online services
    • ready to test themself as a driver.
    UNIVERSALNA by KASKO2Go - is the winner in the nomination "InsurTech Project 2020" according to Insurance TOP magazine


    UNIVERSALNA by KASKO2GO - just do it:
    • Install the free app for iOS, Android
    • Choose your own options (deductible, mileage, driving style, etc.) and calculate the cost
    • Upload documents and photos of your car
    • Take a free test drive for up to 2 weeks! If you like it - pay the monthly premium and get your car insured!
    KASKO2Go
    KASKO2Go
    CASCO

    CASCO-VIP

    Additional GAP coverage - payment as if it were a new car

    • Full coverage of risks - theft, road accidents, unlawful actions of third parties, natural disasters, fire, other risks
    • in case of theft or total destruction - 100% insurance indemnity as if it were a new car (in fact you can buy a similar car at once)
    • risk coverage - hydraulic impact
    • car damage risk coverage during transportation by tow truck
    • coverage of expenses for replacing door locks, ignition keys, reprogramming electronic engine starters and / or unlocking the car, as well as the purchase of electronic keys to the cars in case of loss (including theft) of keys.
    • territory of coverage - Ukraine and Europe
    • 24/7 assistance in Europe
    • all persons are allowed to drive without restrictions
    • warranty repair, replacement of damaged parts without regard to their wear and tear
    • no restrictions on storage
    • 0% deductible for all risks
    • no need to call the police in case of minor damage and damage to glass parts
    • remote submission of documents
    • no limit on the number of insured events
    • flexible payment schedule (annual payment can be paid in installments)
    • payment for tow truck services - up to UAH 5 000 per year
    • payments of minor losses - up to 3 days
    • 24/7 call center - support
    • other VIP benefits (payment for hotel, taxi services, replacement car, etc.) which our best manager will inform you about
    • crediting bonuses to FISHKA card under the CASCO contract
    урл

    CASCO-Economy

    CASCO FOR ACCIDENTS-FREE DRIVERS

    • Full coverage of risks - theft, road accidents, unlawful actions of third parties, natural disasters, fire and other risks.
    • deductible from 0 to 10%
    • all benefits as in Classic CASCO
    • 50% of annual insurance cost of is paid immediately,
    • other 50% is paid only in case of an insured event (which may or may not happen - obvious cost saving for you)
    • 24/7 call center - support
    • territory of coverage - Ukraine
    • crediting bonuses to FISHKA card under the CASCO contract
    урл
    CASCO
    CASCO
    CASCO for loaned car

    CASCO for loaned car

    insurance of loaned cars

    UNIVERSALNA Insurance Company is accredited in all leading banks of Ukraine .
    Therefore, if you plan to buy a car on credit, you can insure it in UNIVERSALNA on beneficial conditions. Terms of insurance are based on the conditions of the Classic CASCO and are specially designed to insure a loaned car.
    урл

    CASCO for electric car

    we like to insure technologically advanced cars

    If you own or are considering buying an electric car, UNIVERSALNA offers attractive CASCO insurance which covers both charger and battery. All other insurance conditions are based on the conditions of the Classic CASCO:
    • Full coverage of risks - theft, road accidents, unlawful actions of third parties, natural disasters, fire and other risks. All persons are allowed to drive without restrictions
    • replacement of damaged parts without regard to wear and tear
    • warranty repair
    • no restrictions on storage
    • no limit on the number of insured events
    • deductible from 0% to 10% of your choice
    • no need to call the police for minor damage
    • no need to call the police if glass parts are damaged
    • no need to go to the office of the insurance company - inspection of the damaged car immediately at the service. Release of indemnification documents at the service station during car inspection at the station
    • remote submission of documents
    • flexible payment schedule (annual payment can be paid in installments)
    • payment for tow truck services - up to UAH 5 000 per year
    • payments of minor losses - up to 5 days
    • 24/7 call center - support
    • territory of coverage - Ukraine
    • crediting bonuses to FISHKA card under the CASCO contract
      урл
      casco

      Insurance of mobility devices

      important to know about

      What are personal mobility devices?

      Everyone today has already seen electric scooters, electric bicycles, electric motorcycles, gyroscooters, gyroboards on sidewalks and roads - this is the latest trend. Six months ago, citizens could not assume that electric scooters could match bicycles in terms of frequency of use. Injuries due to the use of such devices are varied and obvious. In the cities the maximum speed of scooters has already been reduced to 12 km/h, as well as a ban of movement by personal mobility devices in places of mass recreation individual mobility in places of public amusement. Authorities also recommend that drivers have an insurance contract for mobility devices.
      урл
      More

      CASCO for corporate entities

      • Car fleet insurance
      • Insurance of cars being in leasing
      • Agricultural machinery insurance
      • Wagons insurance
      CASCO

      CASCO for car fleets

      We insure fleets with a different numbers of cars - vehicles, trucks, passenger cars.
      We offer comprehensive CASCO, MTPL, Voluntary Civil Liability Insurance and Insurance of Passengers and Drivers against Accidents. We participate in tenders of corporate clients. We offer the best prices.

      We provide beneficial CASCO programs for employees of corporate clients
      Consult with our manager and learn about additional bonuses and benefits

      CASCO for cars being in leasing

      UNIVERSALNA Insurance Company is accredited and cooperates with such Ukrainian leasing companies .
      UNIVERSALNA participates in tenders for insurance of leasing car fleets. The terms of insurance are based on the conditions of the classic CASCO and are specially tailored to the requirements of the leasing company. We offer the best prices.
      Consult with our manager and learn about additional bonuses and benefits
      CASCO for cars in leasing
      CASCO

      CASCO for agricultural machinery

      We insure tractors, combines, harvesters, hitches and equipment installed on it and other agricultural machinery. Insurance of agricultural machinery both during the period of field work and during storage.
      We cover risks of agricultural machinery transportation, risks of overturning of agricultural machinery and other complicated risks. We work both with legal entities and private entrepreneurs, as well as with insurance of pledged agricultural machinery and agricultural machinery being in leasing.
      UNIVERSALNA participates in tenders for insurance of agricultural machinery.
      We offer the best prices.
      Consult with our manager and learn about additional bonuses and benefits

      CASCO

      Wagons Insurance

      Insurance of railway rolling stock - locomotives - electric locomotives, diesel locomotives, steam locomotives, motor-car rolling stock - electric sections, turbo trains, freight wagons, platforms, tanks, covered wagons, grain trucks, refrigerators, passenger wagons - luggage, postal, and service special railway rolling stock.
      In addition to the risks of classic CASCO, we cover the risks of accident, crash, collision or derailment;
      We work both with legal entities and with the insurance of pledged or leasing railway rolling stock.
      UNIVERSALNA participates in tenders for insurance of railway rolling stock. We offer the best prices.
      CASCO insurance wagons

      More about CASCO

      • What documents do I need to obtain CASCO policy?

        You need your passport, TIN, certificate of state registration of the vehicle, driver’s license and driver’s license of those people who will be allowed to drive your car, a power of attorney - if the car is not insured by the owner
      • How to insure a car with no expense for a credit?

        It all depends on the bank requirements for insurance of the collateral. Most often, full CASCO insurance is required. Although the client can choose the deductibles that are favorable for him and thus reduce the cost of insurance. The higher the deductible, the cheaper the insurance. However, think about the pros of buying a comprehensive hull insurance, because if the car is stolen or damaged , you will not repay the loan from your own funds. Losses are reimbursed by the insurance company.
      • Can I buy CASCO if I have not registered my car yet?

        Yes, this service is possible. Call us back and we will tell you how to do it correctly.
      • I have an American car (right hand drive) - can I have a CASCO?

        According to Article 29, paragraph 5 of the Law of Ukraine "On Road Traffic" vehicles with the right hand wheel are not allowed, and we cannot offer you CASCO insurance
      • The car is registered in the name of my father / mother / wife - can I insure it?

        Yes. It is possible. This can be done on the basis of a power of attorney issued by your father / mother / wife in your name.
      • How many drivers can I have on my CASCO policy?

        Any number of drivers. It is important to do this before you give the right to use the car to a new driver.
      • Can I add a driver to my CASCO policy after the contract is signed?

        Yes. The list may be changed after the insurance contract is signed. It may also result in the need for extra if the driver does not have enough driving experience.
      • Every year the cost of a Casco policy goes up. Why?

        Of course, we take into account your insurance history and provide you with a discount for loss-free driving. However, in a certain year there may be factors that affect the price increase - for example, raising prices by car dealers to repair your car brand or increased risk of theft of your brand or model.
      • Who chooses the service station for repair?

        The insurance company. Under the insurance contract, we guarantee the repair of all warranty vehicles at warranty services. We have a very wide range of cooperation with official dealers and service stations that make very high quality repairs for which we are responsible.
      • Is it necessary to provide the car for inspection after the repair?

        Yes, you need to provide the car to the insurance company for inspection If you don’t, the Insurance Company has the right not to cover repaired and unprovided parts before the post-repair inspection if there is repeated damage.
      • What are the usual exclusions from coverage under Casco insurance?

        Usually CASCO insurance does not cover:
        damage to the wheels if there is no damage to other elements. Exception - damage to the wheels due to illegal actions of third parties;
        breakdown, failure, failure of parts, components and units due to the operation of the car, as well as due to violation of the requirements for operation. For example, do not drive intodeep puddles. Hydraulic shock in the engine is not an insured event (however, it is covered in our CASCO-VIP product);
        losses caused by driving a vehicle that is not working, e.g. your parking lights are out of order and you have been involved in an accident in the dark ;
        losses incurred while driving by a person who does not have the right to drive the relevant category, including person who has been deprived of the right to drive;
        losses incurred while driving under the influence of alcohol or drugs;
        damage if the driver fled the scene of the accident or refused to be examined for intoxication;
        theft of the car if the keys or documents were left in the car or in a place accessible to third parties
      • I bought a new car with no previous CASCO insurance. I doubt whether I need to spend for it.

        New car is the biggest risk. Theft is one of the most common risks for new cars. We recommend that you do not save on new car insurance. You need full CASCO coverage compensation for accidents, damage in the parking place during the disaster and theft.
      • I have the MTPL insurance, do I need to buy CASCO?

        MTPL covers damage to whoever you caused damage as a result of an accident, but not your car. If you do not have a CASCO - then you will pay for the repair of your car yourself. If you have CASCO then your car will be repaired by the Insurance Company. Also having CASCO, you are financially protected from theft, damage to parking places and other risks to your car. The CASCO policy will save your car.
      • I have a CASCO insurance, do I need to buy MTPL?

        It is definitely worth buying! MTPL is a compulsory type of insurance and you cannot drive on the roads without it. Having a CASCO policy does not exempt you from taking out MTPL insurance.
      • I have been driving without accidents for 5 years. Why do I need CASCO insurance?

        Even the most careful and cautious drivers often get into accidents through no fault of their own, not to mention that there are car thefts and natural disasters, fires and floods no one can foresee.
        If you are an experienced driver - your option is CASCO-ECONOM insurance, but if you do not drive often and are careful, try UNIVERSALNA insurance by kasko2go. Call us back and we’ll instruct you how to do it correctly.
      • Is it possible to issue CASCO with installments?

        Yes, we provide convenient installment terms for our customers. Call us back and we will instruct you how to do it correctly.
      • How to save on CASCO insurance?

        1. CASCO-Economy - for experienced drivers who prefer careful driving - this is 50% insurance. Read above about this insurance or call us back and we will instruct you how to choose the right economy package
        2. UNIVERSAL by kasko2go is a complete CASCO for modern people - you pay monthly and only for the kilometers you have traveled. Read more about this insurance or call us back - and we’ll instruct you how to choose the right economy package
        3. Choose more ahigher deductible - this will help you save up to 60%
        4. Insure your car only for total and theft risks.
      • What to do in case of an accident

        • Stop the car, turn on the emergency signal and display the emergency stop sign. take all measures to prevent an increase in losses or changes in the circumstances of the insured event
        • Report the accident to the emergency services - police, ambulance.
        • Report the event by calling 0 800 500 381, provide all the details of the event, get your case number and the phone number of your personal emergency commissioner, who will settle your insured event.
        • Document the damage and details of the accident. Document the place of the accident - take some photos or take a video, for example, with your phone
        • Write down the data of other participants in the accident: name, phone numbers, addresses, car numbers, data of insurance policies
        • Obtain supporting documents from the police or use a European protocol (download here)
        • Visit a duly appointed service station to inspect your car
        • Take the repaired car out of service!

        Important! Never repair a damaged car before it has been inspected at a recommended service
      • 0

        years of work in Ukraine

      • 0

        customers

      • 0

        the percentage of customers are satisfied with the quality of service

      • 0

        thousand hryvnias were collected for 12 months of 2021

      • 0

        thousand hryvnias paid for 12 months of 2021

      • 0

        losses are settled annually

      Want to buy?

      The specialist of our contact center will answer your question, clarification or any information about insurance products or services provided by the insurance company UNIVERSALNA
      Your manager Yana

      Your manager Yana

      урл
      Insurance case

      Have you had an insured event?

      What to do if an insured event occurs

      CASCO

      Contracts and offers