Flood protection and neighbor claims

UNIVERSALNA talks about the main non-military situations that our clients are currently facing when they buy a home insurance contract from us

The main non-military situations currently faced by our clients who have purchased a home insurance contract from us are as follows:

Situation #1: The clients are in a different location, and a pipe break occurs in the apartment.

While those who care for the apartment (neighbors or relatives) get to it, the water manages to damage not only their apartment, but also the neighbors (or even more than one).

Situation #2: Clients' neighbors are in a different location….and then as in situation 1, only you are a neighbor

Situation No. 3: So far, both utility services and ZhEKs or OSBB, due to the fact that many have left, do not carry out preventive checks of pipes and other communications, therefore situations No. 1 and No. 2 are happening more often

If you have insurance, the insurance company will cover the costs.

UNIVERSALNA recommends purchasing a home and neighbor liability insurance policy.

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We fulfill our obligations to customers, partners and employees.

We return points for insurance to the Fishka card

We transfer 1% of purchases with the Fishka card to the needs of defenders.

UNIVERSALNA is an insurance company that is part of the Fairfax international group (Canada, Toronto).

Publication date: 05.07.2022