House insurance

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Choose an insurance program


The voluntary property insurance policy is intended to protect you from incidental financial expenses and damages to your home in the event of an insured event.
Affordable rates and beneficial terms of the insurance contract will help you avoid incidental expenses in case of unpleasant situations.
You can also save not only your property, but also the property of your neighbors, which may be damaged as a result of your actions.

  • House

    (up to 100 sq.m.)

    The best offer for owners of small houses. The program covers the most common risks.

    • What do we insure against: all property insurance risks
    • Property category: structural elements of buildings, equipment and communications, finishing
    • Additional benefits: insurance without inspection; payment without a certificate from the competent authorities (UAH 5,000); 10% discount with a valid full CASCO contract from UNIVERSALNA
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  • Estate

    (up to 250 sq.m.)

    TThe difference of this product is that it includes an additional option "Liability to neighbors". So, you can not only insure your own home, but also be responsible for the damage that may be caused to your neighbors’ property if an insured event occurs.

    • What do we insure against: all property insurance risks , liability to neighbors
    • Property category: structural elements of buildings, equipment and communications, finishing
    • Additionally, we compensate the expenses on : clearing the territory (UAH 5,000); fire extinguishing (UAH 5.000); moving and renting (UAH 3.500)
    • Additional benefits: insurance without inspection; payment without a certificate from the competent authorities (UAH 5.000); 10% discount with a valid full CASCO contract from UNIVERSALNA
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  • Residence

    (from 250 sq.m.)

    For those who do not accept compromises and are particularly diligent about their own property. . If you have valuable things, exquisite furnishings, expensive decor items in your home, this program is for you. It also provides insurance of landscape designlocated in your property.

    • What do we insure against: all property insurance risks , glass breakage (UAH 30.000), water leak from the aquarium (UAH 5.000); liability to neighbors
    • Property category: structural elements of buildings, equipment and communications, external systems of central and / or autonomous heating; finishing, household items; outbuildings; fences (UAH 40.000); terrace (UAH 20.000); recreation / barbecue area (UAH 30.000); landscape design (UAH 20.000)
    • Additionally, we compensate the expenses on: clearing the territory (UAH 20.000); firefighting (UAH 20.000); moving and renting (UAH 15.000); document renewal (UAH 10.000)
    • Additional benefits: insurance without inspection; payment without a certificate from the competent authorities (UAH 5.000); 10% with a valid full CASCO contract from UNIVERSALNA
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Three myths about property insurance

  • Myth 1. Property insurance is expensive

    True: insuring your house is much cheaper than spending on new repairs or compensating your neighbors for damages.

    The amount of your insurance premium depends on the property you want to insure. You can buy several box products at once and increase the amount by two, three, four or more times.
  • Myth 2. The insurance process is time consuming and requires paperwork

    True: You can insure your property without leaving home.

    Option 1. If the value of your house is up to UAH 1.000.000, you can insure your property online without photos and inspection. You can issue an insurance contract by yourself using a calculator. If you have any questions while filling it out, you can order a consultation - we will call you back in a few minutes.

    Option 2. If the cost of your house is from UAH 1,000,000 to UAH 5.000.000 you do not need to go to our office for insurance of the property. You can call us, consult with our manager and he/she will send you by e-mail the contract and insurance application that you need to fill out.

    In the application you should specify what you want to insure and the value of the property (maximum UAH 5.000.000). You will need to take photos of your house and send back the photo and application form by e-mail.

    Our manager will calculate the cost of insurance for your house, inform you about it, fill out the insurance contract, and send you an invoice for payment. You can pay for the insurance of your house here on this web-site. Our employee will send you the original of your contract to the nearest New Post Office. You can sign the original contract in any of our offices.

    Option 3. If the value of your property exceeds UAH 5.000.000 - the procedure of insuring the property insurance requires an inspection in order to establish a more accurate appraisal value. A representative of UNIVERSALNA Insurance Company will arrive at a time convenient for you to execute the necessary documents.
  • Myth 3. Nothing will ever happen to me. I have an alarm system installed

    True: security systems, numerous locks do not guarantee security. There are always those who can turn off the alarm, open the lock in your house.

Learn more about house insurance

  • List of documents to sign an insurance contract

    The following documents are required:
    1. Passport
    2. Identification number
  • Can I insure a house on credit?

    Yes. UNIVERSALNA is accredited in many leading Ukrainian banks . Therefore, if you bought a house on credit or plan to do so, you can insure it on favorable terms from UNIVERSALNA insurance company.
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Have any questions?

The specialist of our contact center will answer your question, clarification or any information about insurance products or services provided by the insurance company UNIVERSALNA
Your manager Yana

Your manager Yana

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